By working with us, you will get the benefit of choosing from many different mortgage types. We offer all types of mortgages from Variable to Fixed, Zero Down or No Money Down Mortgages, Home Equity Line of Credit (HELOCs) and even Commercial Mortgages.

One of the best things about working with our Calgary mortgage brokers is that you will always have a wide variety of options when it comes to looking for a mortgage. If you are unsure on what the best mortgage for you might be, you can always confidently discuss with one of our brokers on what the best route for you might be.

 

A few of the mortgage options include:

Fixed Rate Mortgages

These types of mortgages will remain constant or fixed throughout the term of your mortgage. The advantage over here is that your mortgage payments will always remain the same due to the fixed rate.

Variable Rate Mortgages

This type of a mortgage is always tied to the Bank Of Canada Prime Rate. In recent years, the Canadian Prime Rate as been fairly low due to a weak economy. There are both postives and negatives associated with this type of a mortgage. The positives include taking advantage of a low prime rate thereby lowering your mortgage payments. However, the negatives include a few thing such as a change in mortgage payments when the prime rate increases and also the volatility associated with the Canadian Prime Rate.

Zero Down or No Money Down Mortgages

If you do not have the required minimum 5% downpayment, our brokers are able to provide you with a zero down or no money down mortgages. There are a few requirements needed to meet in order to qualify for this type of a mortgage. Because the lender or bank will be covering your downpayment, they require applicants to have a stable employment history and an above average credit rating.

Home Equity Line of Credit or HELOCs

These types of mortgages are always open and act like a revolving line of credit. This means you are able to draw from and pay into the mortgage at any time of the term. These types of mortgages are useful for individuals that are planning a big purchase as the funds can be withdrawn and paid back at any time.

Commercial Mortgages

Our commercial mortgage brokers offer a wide variety of options for your commercial mortgage in Calgary. We are able to finance many types business from construction financing to real estate development. If you wish to inquire about commercial inquires, please contact us.

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